Ok, so I’ve totally SLACKED on updating, but in good news, yesterday was an awesomely groundbreaking day for me. Drumroll please… I paid off my credit card with the highest interest rate! And when I say high, I mean HIGH. As in, over the past year or so, they’ve jacked it up to 30.24%. So yeah, I sent in a payment of $579.73, and that bad boy now happily sits at $0.
I didn’t stop there though, I also put $545.27 toward my card with the next highest interest rate, and its balance is now under half of its limit. Finally, I paid off my Target bill through my regular monthly payment, so that’s also at $0.
Total snowballed: $1,144.36
A great day indeed!
So, to recap, remember this atrocious list?
Card 1 – 30.24%
Card 2 – 29.99%
Card 3 – 23.99%
Card 4 – 23.15%
Card 5 – 22.80%
Card 6 – 21.21%
Card 7 – 20.24%
Card 8 – 18.24%
Card 9 – 18.00%
Card 10 – 14.99%
Card 11 – 13.90%
Card 12 – 9.90%
Slow-going, but going!
Also, my December spending was so bad, that I’m probably just going to wait until Feb. 1 to update my progress bars, to get a fresh start on where I actually am.
WOW! And I was shame bout having 13 credit cards. You right behind me. LOL.
Good job. I know it felt good to pay those off. I killed 6 cards last month and I am still on cloud nine. Are you gonna close the accounts?
Now get back to blogging regularly
Congratulations on getting those two cards off your back!! I know that’s a great feeling. Now you have that much more money to kill off the other balances. You’re building lots of momentum and you’ll be done before you know it