Budget-busting

Busted my allowance budget last night. A friend invited me for martinis, which should have been fine, but I decided to have 3 cocktails, and an appetizer (had to coat the stomach for that Vodka!). I had $28.56 left in my budget for the week, but when the bill came we split it down the [...]

401k numbers + some daydreaming

These numbers by way of PaycheckCity:
Biweekly take-home salary with 10% going to 401k: $1,603.75
Biweekly take-home salary with 4% going to 401k: $1,697.19
Difference: $93.44
Doesn’t seem worth dropping down, eh? I reserve my right to change my mind on this, but for now I’d rather save it for my retirement, than give it to Uncle Sam to [...]

My ING setup

After I went grocery shopping, I transferred the balance of my biweekly allowance to my Electric Orange account. As outlined here, I plan to use my Electric Orange debit card for my allowance, just to keep it separate from my BoFA funds, which pay all my bills. I was a little disappointed with the time [...]

Need some 401k/Credit Card debt advice

Quick question PF-friends:
Originally, I was contributing 4% to my 401k, as my employer matches 160% on the first 4% that I contribute. When I heard about my new salary, I was so excited that I immediately bumped my contributions up to 10%. But now I’m wondering if I shouldn’t kick that back down to 4% [...]

Grocery shopping, Take 2

Went grocery shopping yesterday. Decided to try something new, and went to Trader Joe’s. A friend of mine at work is a big fan, and raves about their pre-prepared dishes. I’m a staunch enemy of Whole Foods so I was a little leery but I was actually presently surprised. My grand total came to $76.55, [...]

New job, new schedule, new apt., new budget

I’ve got a whole crapload of links I want to write about later, but first a quick update on how the new job schedule is playing into my PF goals. The new schedule is 5a-1p. Insane, I know. I used to go to work at either 7am or 10am, so this is quite a switch [...]