A savings account in disguise

I’ve been with Bank of America since my freshman year of college, since it was the bank that served campus. I had an account with Wachovia that my aunt deposited allowance into for me, but I never did any actual banking with them. For the last 6 years I’ve had a checking and savings account [...]

PF to-do list

To be done by the end of the week:
- Call Target, get login info reset for online banking and update address for paper statements
- Call EdFinancial, get login info reset for online banking and update address for paper statements
- Develop an archiving/filing system for credit card statements
- Create budget plan for month of September
Update:
- Argh! [...]

For sale: Sony DSC-H1 digital camera

A step towards my Ebay goal, posted my old camera. I actually posted this last month and had some good bidding going, but then one of those Nigerian scammers won my auction, argh.
Update: Argh! Ebay decided to start their no-listing fees TOMORROW, so buh-bye to my $2.40. What timing I have. Ah well, it’s no-listing [...]

Give every dollar a job

Was browsing You Need A Budget, and came across this passage:

Rule #2: Give Every Dollar a Job
Basically, when you sit down at the beginning or end of each month, your mission will be to allocate every single penny of that ‘available’ number to a spending/saving category. As you do so, the ‘available’ money to budget [...]

A “check” on my checking account

Yesterday I was thinking about the way I pay bills and manage my checking account. I pay all of my bills through Bank of America’s Online Bill Pay option; of those, about 20% actually send me e-bills, and the others I still get paper statements. Usually, when an e-bill comes in, I’ll schedule the payment [...]

The road to freedom

Whew. Finally, it’s come to this. For someone that has been blogging since January 2003, it’s hard to believe that it’s taken me this long to start up a personal finance blog, but I fear I can procrastinate no more. I graduated from college in December 2004, and my credit card debt has escalated and [...]